Solar Panels in Saint Augustine, FL: Cost, Payback & Savings

A typical 9.2 kW home solar system in Saint Augustine costs about $28,520 and pays for itself in about 12.1 years, saving roughly $38,776 over 25 years at Florida's average electricity price of 15.3¢/kWh.

Solid long-term investmentpayback 12.1 years
System size
9.2 kW
23 × 400 W panels
Upfront cost
$28,520
at Florida median $3.10/W
First-year savings
$2,104
about $175/month
25-year net savings
$38,776
after paying for the system
Production
13,754 kWh/yr
104% of a typical home's use
Peak sun hours
5.5/day
1,495 kWh per kW per year

Monthly solar production in Saint Augustine

Estimated output of a 9.2 kW south-facing roof system. May is the strongest month (1,399 kWh); Dec the weakest (858 kWh).

05001,0001,5002,000Jan: 993 kWhJanFeb: 960 kWhFebMar: 1,270 kWhMarApr: 1,368 kWhAprMay: 1,399 kWhMayJun: 1,230 kWhJunJul: 1,275 kWhJulAug: 1,199 kWhAugSep: 1,092 kWhSepOct: 1,150 kWhOctNov: 957 kWhNovDec: 858 kWhDec

Solar production (kWh) Typical home use, 1,104 kWh/month

Solar payback calculator for Saint Augustine

Pre-filled with Saint Augustine's sunshine and Florida's average electricity price. Enter your own bill and an installer's price per watt to see your payback.

Leave export credit blank where the utility offers full net metering. Where exports earn less, solar used at home as it's produced is worth the full price and the rest earns the export credit.

System
Cost
Year-1 savings
Payback
25-yr net savings

How Saint Augustine compares

Net metering, tax credits and incentives in 2026

Florida offers net metering: power you send to the grid is credited at or near the retail price, so every solar kWh is valued at 15.3¢ here.

There is no federal tax credit for buying home solar installed in 2026. The 30% Residential Clean Energy Credit (Section 25D) ended for systems placed in service after December 31, 2025, so the costs and paybacks on this page include no federal credit.

Florida and local utilities may still offer rebates, performance payments, property-tax or sales-tax exemptions. Search the DSIRE incentives database for Florida and ask installers which programs they apply for you.

Frequently asked questions

Is solar worth it in Saint Augustine, FL?

For a typical home, a solar system pays for itself in about 12.1 years and then keeps saving money. Over 25 years the estimated net savings are $38,776. Verdict: solid long-term investment. Your own payback depends on your roof, your bill and the quotes you get.

How many solar panels do I need in Saint Augustine, FL?

A home using 1,104 kWh a month (the Florida average) needs about 23 panels of 400 W — a 9.2 kW system — to cover its annual use. Divide your own yearly kWh by 1,495 to get the kW you need.

How much do solar panels cost in Saint Augustine, FL?

At 3.10 dollars per watt, a 9.2 kW system costs about $28,520 before any state or utility incentives. There is no federal tax credit for systems installed in 2026.

How much sun does Saint Augustine get?

Saint Augustine averages 5.5 peak sun hours per day, so each kilowatt of panels produces about 1,495 kWh a year.

Does Florida have net metering?

Yes. Power sent back to the grid is credited at or near the retail price (15.3¢ per kWh on average).

How much does electricity cost in Florida?

Residential electricity in Florida averages 15.3¢ per kWh, and a typical home uses 1,104 kWh a month (EIA).

Solar payback in nearby places

Solar guides