Solar Panels in Kihei, HI: Cost, Payback & Savings

A typical 3.6 kW home solar system in Kihei costs about $12,960 and pays for itself in about 9.9 years, saving roughly $25,301 over 25 years at Hawaii's average electricity price of 46.3¢/kWh. Power you send back to the grid earns only about 2.0¢/kWh here, which is built into these numbers.

Strong investmentpayback 9.9 years
System size
3.6 kW
9 × 400 W panels
Upfront cost
$12,960
at US median $3.60/W
First-year savings
$1,196
solar worth 19.7¢/kWh after export credits
25-year net savings
$25,301
after paying for the system
Production
6,070 kWh/yr
102% of a typical home's use
Peak sun hours
6.1/day
1,686 kWh per kW per year

Monthly solar production in Kihei

Estimated output of a 3.6 kW south-facing roof system. Aug is the strongest month (568 kWh); Nov the weakest (459 kWh).

0200400600800Jan: 468 kWhJanFeb: 474 kWhFebMar: 528 kWhMarApr: 518 kWhAprMay: 522 kWhMayJun: 503 kWhJunJul: 526 kWhJulAug: 568 kWhAugSep: 526 kWhSepOct: 516 kWhOctNov: 459 kWhNovDec: 459 kWhDec

Solar production (kWh) Typical home use, 495 kWh/month

Solar payback calculator for Kihei

Pre-filled with Kihei's sunshine and Hawaii's average electricity price. Enter your own bill and an installer's price per watt to see your payback.

Leave export credit blank where the utility offers full net metering. Where exports earn less, solar used at home as it's produced is worth the full price and the rest earns the export credit.

System
Cost
Year-1 savings
Payback
25-yr net savings

How Kihei compares

Net metering, tax credits and incentives in 2026

Hawaii pays less than retail for exported solar power. Under Smart Export, power you send to the grid earns about 2.0¢/kWh, against 46.3¢ for power you buy. We assume 40% of a no-battery system's output is used at home as it's produced (worth the full price) and the rest is exported, so each solar kWh is worth about 19.7¢. Using more of your solar yourself, by running appliances midday or adding a battery, raises that.

Hawaiian Electric's Smart Export pays for exports only between 4 p.m. and 9 a.m. (about 15¢ on O'ahu) and nothing from 9 a.m. to 4 p.m., when panels export most. Nearly all new Hawaii systems include a battery; without one, exports are worth little. Source.

There is no federal tax credit for buying home solar installed in 2026. The 30% Residential Clean Energy Credit (Section 25D) ended for systems placed in service after December 31, 2025, so the costs and paybacks on this page include no federal credit.

Hawaii and local utilities may still offer rebates, performance payments, property-tax or sales-tax exemptions. Search the DSIRE incentives database for Hawaii and ask installers which programs they apply for you.

Frequently asked questions

Is solar worth it in Kihei, HI?

For a typical home, a solar system pays for itself in about 9.9 years and then keeps saving money. Over 25 years the estimated net savings are $25,301. Verdict: strong investment. Your own payback depends on your roof, your bill and the quotes you get.

How many solar panels do I need in Kihei, HI?

A home using 495 kWh a month (the Hawaii average) needs about 9 panels of 400 W — a 3.6 kW system — to cover its annual use. Divide your own yearly kWh by 1,686 to get the kW you need.

How much do solar panels cost in Kihei, HI?

At 3.60 dollars per watt, a 3.6 kW system costs about $12,960 before any state or utility incentives. There is no federal tax credit for systems installed in 2026.

How much sun does Kihei get?

Kihei averages 6.1 peak sun hours per day, so each kilowatt of panels produces about 1,686 kWh a year.

Does Hawaii have net metering?

Not full retail net metering. Under Smart Export, exported solar power earns about 2.0¢ per kWh, versus 46.3¢ for power bought from the grid. Solar you use at home as it's produced still saves the full price.

How much does electricity cost in Hawaii?

Residential electricity in Hawaii averages 46.3¢ per kWh, and a typical home uses 495 kWh a month (EIA).

Solar payback in nearby places

Solar guides