Solar Panels in Winona, MN: Cost, Payback & Savings

A typical 6.8 kW home solar system in Winona costs about $24,480 and pays for itself in about 15.0 years, saving roughly $20,963 over 25 years at Minnesota's average electricity price of 16.3¢/kWh.

Slow paybackpayback 15.0 years
System size
6.8 kW
17 × 400 W panels
Upfront cost
$24,480
at US median $3.60/W
First-year savings
$1,421
about $118/month
25-year net savings
$20,963
after paying for the system
Production
8,745 kWh/yr
102% of a typical home's use
Peak sun hours
4.4/day
1,286 kWh per kW per year

Monthly solar production in Winona

Estimated output of a 6.8 kW south-facing roof system. Jul is the strongest month (1,023 kWh); Dec the weakest (364 kWh).

02004006008001,0001,200Jan: 419 kWhJanFeb: 677 kWhFebMar: 761 kWhMarApr: 894 kWhAprMay: 942 kWhMayJun: 921 kWhJunJul: 1,023 kWhJulAug: 897 kWhAugSep: 821 kWhSepOct: 614 kWhOctNov: 412 kWhNovDec: 364 kWhDec

Solar production (kWh) Typical home use, 712 kWh/month

Solar payback calculator for Winona

Pre-filled with Winona's sunshine and Minnesota's average electricity price. Enter your own bill and an installer's price per watt to see your payback.

Leave export credit blank where the utility offers full net metering. Where exports earn less, solar used at home as it's produced is worth the full price and the rest earns the export credit.

System
Cost
Year-1 savings
Payback
25-yr net savings

How Winona compares

Net metering, tax credits and incentives in 2026

Minnesota offers net metering: power you send to the grid is credited at or near the retail price, so every solar kWh is valued at 16.3¢ here.

There is no federal tax credit for buying home solar installed in 2026. The 30% Residential Clean Energy Credit (Section 25D) ended for systems placed in service after December 31, 2025, so the costs and paybacks on this page include no federal credit.

Minnesota and local utilities may still offer rebates, performance payments, property-tax or sales-tax exemptions. Search the DSIRE incentives database for Minnesota and ask installers which programs they apply for you.

Frequently asked questions

Is solar worth it in Winona, MN?

For a typical home, a solar system pays for itself in about 15.0 years and then keeps saving money. Over 25 years the estimated net savings are $20,963. Verdict: slow payback. Your own payback depends on your roof, your bill and the quotes you get.

How many solar panels do I need in Winona, MN?

A home using 712 kWh a month (the Minnesota average) needs about 17 panels of 400 W — a 6.8 kW system — to cover its annual use. Divide your own yearly kWh by 1,286 to get the kW you need.

How much do solar panels cost in Winona, MN?

At 3.60 dollars per watt, a 6.8 kW system costs about $24,480 before any state or utility incentives. There is no federal tax credit for systems installed in 2026.

How much sun does Winona get?

Winona averages 4.4 peak sun hours per day, so each kilowatt of panels produces about 1,286 kWh a year.

Does Minnesota have net metering?

Yes. Power sent back to the grid is credited at or near the retail price (16.3¢ per kWh on average).

How much does electricity cost in Minnesota?

Residential electricity in Minnesota averages 16.3¢ per kWh, and a typical home uses 712 kWh a month (EIA).

Solar payback in nearby places

Solar guides