Solar Panels in Cleveland, MS: Cost, Payback & Savings

A typical 9.6 kW home solar system in Cleveland costs about $34,560 and pays for itself in about 20.4 years, saving roughly $9,946 over 25 years at Mississippi's average electricity price of 15.2¢/kWh. Power you send back to the grid earns only about 6.1¢/kWh here, which is built into these numbers.

Hard to justify on savings alonepayback 20.4 years
System size
9.6 kW
24 × 400 W panels
Upfront cost
$34,560
at US median $3.60/W
First-year savings
$1,392
solar worth 9.7¢/kWh after export credits
25-year net savings
$9,946
after paying for the system
Production
14,294 kWh/yr
103% of a typical home's use
Peak sun hours
5.4/day
1,489 kWh per kW per year

Monthly solar production in Cleveland

Estimated output of a 9.6 kW south-facing roof system. May is the strongest month (1,466 kWh); Dec the weakest (866 kWh).

05001,0001,5002,000Jan: 867 kWhJanFeb: 869 kWhFebMar: 1,229 kWhMarApr: 1,298 kWhAprMay: 1,466 kWhMayJun: 1,452 kWhJunJul: 1,417 kWhJulAug: 1,352 kWhAugSep: 1,299 kWhSepOct: 1,170 kWhOctNov: 1,012 kWhNovDec: 866 kWhDec

Solar production (kWh) Typical home use, 1,156 kWh/month

Solar payback calculator for Cleveland

Pre-filled with Cleveland's sunshine and Mississippi's average electricity price. Enter your own bill and an installer's price per watt to see your payback.

Leave export credit blank where the utility offers full net metering. Where exports earn less, solar used at home as it's produced is worth the full price and the rest earns the export credit.

System
Cost
Year-1 savings
Payback
25-yr net savings

How Cleveland compares

Net metering, tax credits and incentives in 2026

Mississippi pays less than retail for exported solar power. Under Net renewable generation, power you send to the grid earns about 6.1¢/kWh, against 15.2¢ for power you buy. We assume 40% of a no-battery system's output is used at home as it's produced (worth the full price) and the rest is exported, so each solar kWh is worth about 9.7¢. Using more of your solar yourself, by running appliances midday or adding a battery, raises that.

Mississippi credits exports at the utility's avoided cost plus a 2.5¢ adder, about 6¢ in total. Source.

There is no federal tax credit for buying home solar installed in 2026. The 30% Residential Clean Energy Credit (Section 25D) ended for systems placed in service after December 31, 2025, so the costs and paybacks on this page include no federal credit.

Mississippi and local utilities may still offer rebates, performance payments, property-tax or sales-tax exemptions. Search the DSIRE incentives database for Mississippi and ask installers which programs they apply for you.

Frequently asked questions

Is solar worth it in Cleveland, MS?

For a typical home, a solar system pays for itself in about 20.4 years and then keeps saving money. Over 25 years the estimated net savings are $9,946. Verdict: hard to justify on savings alone. Your own payback depends on your roof, your bill and the quotes you get.

How many solar panels do I need in Cleveland, MS?

A home using 1,156 kWh a month (the Mississippi average) needs about 24 panels of 400 W — a 9.6 kW system — to cover its annual use. Divide your own yearly kWh by 1,489 to get the kW you need.

How much do solar panels cost in Cleveland, MS?

At 3.60 dollars per watt, a 9.6 kW system costs about $34,560 before any state or utility incentives. There is no federal tax credit for systems installed in 2026.

How much sun does Cleveland get?

Cleveland averages 5.4 peak sun hours per day, so each kilowatt of panels produces about 1,489 kWh a year.

Does Mississippi have net metering?

Not full retail net metering. Under Net renewable generation, exported solar power earns about 6.1¢ per kWh, versus 15.2¢ for power bought from the grid. Solar you use at home as it's produced still saves the full price.

How much does electricity cost in Mississippi?

Residential electricity in Mississippi averages 15.2¢ per kWh, and a typical home uses 1,156 kWh a month (EIA).

Solar payback in nearby places

Solar guides