Solar Panels in Tonawanda, NY: Cost, Payback & Savings

A typical 6.0 kW home solar system in Tonawanda costs about $23,400 and pays for itself in about 9.9 years, saving roughly $45,431 over 25 years at New York's average electricity price of 29.4¢/kWh.

Strong investmentpayback 9.9 years
System size
6.0 kW
15 × 400 W panels
Upfront cost
$23,400
at New York median $3.90/W
First-year savings
$2,152
about $179/month
25-year net savings
$45,431
after paying for the system
Production
7,326 kWh/yr
107% of a typical home's use
Peak sun hours
4.3/day
1,221 kWh per kW per year

Monthly solar production in Tonawanda

Estimated output of a 6.0 kW south-facing roof system. Jun is the strongest month (847 kWh); Dec the weakest (276 kWh).

02004006008001,000Jan: 357 kWhJanFeb: 460 kWhFebMar: 631 kWhMarApr: 720 kWhAprMay: 844 kWhMayJun: 847 kWhJunJul: 841 kWhJulAug: 822 kWhAugSep: 701 kWhSepOct: 494 kWhOctNov: 329 kWhNovDec: 276 kWhDec

Solar production (kWh) Typical home use, 571 kWh/month

Solar payback calculator for Tonawanda

Pre-filled with Tonawanda's sunshine and New York's average electricity price. Enter your own bill and an installer's price per watt to see your payback.

Leave export credit blank where the utility offers full net metering. Where exports earn less, solar used at home as it's produced is worth the full price and the rest earns the export credit.

System
Cost
Year-1 savings
Payback
25-yr net savings

How Tonawanda compares

Net metering, tax credits and incentives in 2026

New York offers net metering: power you send to the grid is credited at or near the retail price, so every solar kWh is valued at 29.4¢ here.

There is no federal tax credit for buying home solar installed in 2026. The 30% Residential Clean Energy Credit (Section 25D) ended for systems placed in service after December 31, 2025, so the costs and paybacks on this page include no federal credit.

New York and local utilities may still offer rebates, performance payments, property-tax or sales-tax exemptions. Search the DSIRE incentives database for New York and ask installers which programs they apply for you.

Frequently asked questions

Is solar worth it in Tonawanda, NY?

For a typical home, a solar system pays for itself in about 9.9 years and then keeps saving money. Over 25 years the estimated net savings are $45,431. Verdict: strong investment. Your own payback depends on your roof, your bill and the quotes you get.

How many solar panels do I need in Tonawanda, NY?

A home using 571 kWh a month (the New York average) needs about 15 panels of 400 W — a 6.0 kW system — to cover its annual use. Divide your own yearly kWh by 1,221 to get the kW you need.

How much do solar panels cost in Tonawanda, NY?

At 3.90 dollars per watt, a 6.0 kW system costs about $23,400 before any state or utility incentives. There is no federal tax credit for systems installed in 2026.

How much sun does Tonawanda get?

Tonawanda averages 4.3 peak sun hours per day, so each kilowatt of panels produces about 1,221 kWh a year.

Does New York have net metering?

Yes. Power sent back to the grid is credited at or near the retail price (29.4¢ per kWh on average).

How much does electricity cost in New York?

Residential electricity in New York averages 29.4¢ per kWh, and a typical home uses 571 kWh a month (EIA).

Solar payback in nearby places

Solar guides