Solar Panels in Mercer Island, WA: Cost, Payback & Savings

A typical 11.2 kW home solar system in Mercer Island costs about $33,600 and pays for itself in about 16.9 years, saving roughly $20,349 over 25 years at Washington's average electricity price of 14.4¢/kWh.

Slow paybackpayback 16.9 years
System size
11.2 kW
28 × 400 W panels
Upfront cost
$33,600
at Washington median $3.00/W
First-year savings
$1,687
about $141/month
25-year net savings
$20,349
after paying for the system
Production
11,715 kWh/yr
102% of a typical home's use
Peak sun hours
3.8/day
1,046 kWh per kW per year

Monthly solar production in Mercer Island

Estimated output of a 11.2 kW south-facing roof system. Jul is the strongest month (1,584 kWh); Dec the weakest (373 kWh).

05001,0001,5002,000Jan: 408 kWhJanFeb: 616 kWhFebMar: 877 kWhMarApr: 1,287 kWhAprMay: 1,369 kWhMayJun: 1,389 kWhJunJul: 1,584 kWhJulAug: 1,520 kWhAugSep: 1,170 kWhSepOct: 721 kWhOctNov: 405 kWhNovDec: 373 kWhDec

Solar production (kWh) Typical home use, 955 kWh/month

Solar payback calculator for Mercer Island

Pre-filled with Mercer Island's sunshine and Washington's average electricity price. Enter your own bill and an installer's price per watt to see your payback.

Leave export credit blank where the utility offers full net metering. Where exports earn less, solar used at home as it's produced is worth the full price and the rest earns the export credit.

System
Cost
Year-1 savings
Payback
25-yr net savings

How Mercer Island compares

Net metering, tax credits and incentives in 2026

Washington offers net metering: power you send to the grid is credited at or near the retail price, so every solar kWh is valued at 14.4¢ here.

There is no federal tax credit for buying home solar installed in 2026. The 30% Residential Clean Energy Credit (Section 25D) ended for systems placed in service after December 31, 2025, so the costs and paybacks on this page include no federal credit.

Washington and local utilities may still offer rebates, performance payments, property-tax or sales-tax exemptions. Search the DSIRE incentives database for Washington and ask installers which programs they apply for you.

Frequently asked questions

Is solar worth it in Mercer Island, WA?

For a typical home, a solar system pays for itself in about 16.9 years and then keeps saving money. Over 25 years the estimated net savings are $20,349. Verdict: slow payback. Your own payback depends on your roof, your bill and the quotes you get.

How many solar panels do I need in Mercer Island, WA?

A home using 955 kWh a month (the Washington average) needs about 28 panels of 400 W — a 11.2 kW system — to cover its annual use. Divide your own yearly kWh by 1,046 to get the kW you need.

How much do solar panels cost in Mercer Island, WA?

At 3.00 dollars per watt, a 11.2 kW system costs about $33,600 before any state or utility incentives. There is no federal tax credit for systems installed in 2026.

How much sun does Mercer Island get?

Mercer Island averages 3.8 peak sun hours per day, so each kilowatt of panels produces about 1,046 kWh a year.

Does Washington have net metering?

Yes. Power sent back to the grid is credited at or near the retail price (14.4¢ per kWh on average).

How much does electricity cost in Washington?

Residential electricity in Washington averages 14.4¢ per kWh, and a typical home uses 955 kWh a month (EIA).

Solar payback in nearby places

Solar guides